What is a
RuleMap?

Suspicious Activity Report RuleMap™

Here is an example of a RuleMap for suspicious bank transactions, namely suspicious money transfers. These types of transactions led to the resignation of N.Y. Governor Eliot Spitzer in 2009. The figure below is a RedFlagRulez™ RuleMap™. Below that is a description of the business rule logic.

Rule Logic

	Submit Suspicious Activity Report
rule 1	IF Suspicious Activity is detected AND Transaction Amount is for $2,000 or more.
	Suspicious Activity is detected
rule 2	IF The reporting business knows of no reasonable explanation for the transaction after examining all available facts AND The Transaction serves no *business (purpose)* or apparent lawful purpose.
rule 3	IF Transaction is intended or conducted in order to hide or disguise funds or assets derived from *illegal activity*.
rule 4	IF Transaction Involves use of the MSB to facilitate criminal activity.
rule 5	IF Transaction involves funds derived from *illegal activity*.
rule 6	IF Transaction is designed to evade the requirements of the Bank Secrecy Act through *structuring* or other means.